Taking A Break to DisneyLand Resort Paris

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Hi everyone,

I am taking another break this time to DisneyLand Resort Paris today.

I’ve been busy with online projects and taking care of my family. I’ll be back by the end of the week.

Viva La France!

Nancy P Redford :lol:

The Idea Virus: On The Road To Understanding Effective Marketing

Some inspirational thoughts today. Have a look at this video presented by Seth Godin.

Do you have an idea for your business but are not sure whether it will sell?

How do you market products effectively so that you get people to buy and make a profit?

If you could find the RIGHT people. IF ONLY…

You’ve probably heard it before!

Find a product that is IN DEMAND and market it to your TARGET AUDIENCE . SOLVE A PROBLEM for people and base your product idea on these principles. Then you’ll be well on your way to creating a product that will SELL ITSELF.

It’s so tempting to run with an idea. But if you ignore the basic principles of researching your market you will more than likely fail. Anyway enough said watch the video and take notes.

If you have problems viewing the video watch it at YouTube.
Seth Godin: Sliced bread and other marketing delights


Recommended Reading:

Seth Godin

Seth Godin’s Speaks At Google Video About His Book “All Marketers Are Liars”

Getting Free Traffic From Squidoo As A Lensmaster

Keep working it!

Nancy P Redford

Are You Scared of Bad Credit?

eCreditCoach Newsletter
http://www.takeonlinepayment.com

Bad Credit? Lose The Shame, Take Responsibility, and Begin Rebuilding

According to the research firm Sherbrooke and Associates, 43 percent
of American households are “credit constrained.” This is probably
because they carry too much current debt, or they were forced into
making poor choices with their credit in the past. With interest
rates rising and the housing market cooling, the number of credit
constrained households is likely to increase. If you find yourself
in a such a situation, know that you’re not alone.

Having excess debt and bad credit is a source of shame for many,
and it has even been known to break up otherwise loving marriages.
Many people who are credit-constrained feel there is no way out
- particularly now that bankruptcy laws have been changed to make
filing for bankruptcy more difficult for people with even average
incomes. The truth, contrary to what most bankruptcy lawyers will
tell you, is that bankruptcy is rarely the answer. You can dig
yourself out of debt and repair your credit - all that it takes
is commitment, discipline, and most of all, a new attitude.

Step #1 - Let Go Of Your Shame

Unless you fraudulently charged items that you had no intention of
paying for, you need to let go of all shame related to your bad
credit and debt. After all, the credit system is set up with the
understanding that some people will be unable to pay their debts
- that’s why lenders are paid interest, to compensate them for risk.

If you buy a corporate bond and the company goes under, nobody feels
sorry for you, so don’t let your creditors make you feel sorry for
them. Just like buying a bond, your creditors took a financial risk
by lending to you, and they didn’t do it out of the kindness of their
hearts - they did it to make money. So long as you had every reason
to believe that you’d be able to pay for your debts, you have nothing
to feel guilty about.

Letting go of your guilt and shame is not the same as abdicating all
responsibility. To one degree or another, you are responsible for
your situation. To another degree, externalities - things in the
outside world - are responsible. Take responsibility for your actions,
but do not let anyone make you feel guilty or they will wield that
guilt as a weapon against you.

Step #2 - Contact Your Creditors

Once you’ve let go of your shame and have committed to taking responsibility,
it will be much easier to face your creditors. Explain to them that
you’re over your head in debt, and while you want to honor your commitments,
you would appreciate it if they would work with you to make doing so
easier. Most of the time, your creditors will be more receptive than you
would imagine - after all, they’re used to people in your position ducking
under a rock and ultimately sticking them with the bill.

Your creditors may offer to let you skip a payment or two in order to
help you get back on your feet, or they might offer to lower your interest
rates. If you still have your accounts open, they might offer to suspend
your credit while you pay off the balance in principal only at regular
monthly intervals. Finally, they may offer to settle your accounts at
less than the full amount due if you pay in one lump sum.

Step #3 - Begin Rebuilding Your Credit

While restructuring your payment terms, by all means, stop abusing credit.
You need to work out a budget that will prevent you from finding yourself
in this situation again. If you still have credit cards that haven’t been
canceled, you should continue to use them - but make absolutely sure that
you can pay for everything you’ve charged that month when the bill comes
due. By doing this, you’ll keep a credit account active, which is good for
your credit.

Many of these negotiated payment plans will adversely affect your credit
- particularly settling for less than the total amount due, which will be
a black mark on your credit report for up to seven years. The fact is that
negotiated settlements may still may be superior to falling deeper and
deeper into debt, which could ultimately destroy your credit and lead to
legal action being taken against you.

Once you’re back on your feet, be sure not to repeat the same mistakes
you made in the past, but don’t swear off credit altogether, either. Just
because you’re in bad shape now doesn’t mean that you always have to be.
Open up a small credit account and pay your bills in full and on time, and
in a matter of just a few short years, your credit can be just as good as
anyone else’s. The sooner you start rebuilding after a near credit meltdown,
the sooner you’ll be able to experience the security and peace of mind that
the other 57 percent of Americans enjoy.

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Choose a credit card wisely and make sure you get the best rates and flexible payment
arrangementS to suit your individual needs. For more useful articles to help you find the best credit card deals visit Choice Credit Cards today!
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How to Gain Top 10 Rankings at the Search Engines


FREE 5-Day Backlinks *Audio* Mini-Course

James Martell Outlines How to Gain Top 10 Rankings at the Search Engines…in His FREE Powerful 5-Day Audio Course

As a busy webmaster, staying on top of search engine changes can be a constant challenge, one you can finally overcome relying on the information presented by James Martell in his free 5-day Backlinks *audio* mini-course.

These five 30-minute informative excerpts and commentary from James Martell’s sold-out Backlinks Workshop will be delivered directly to your inbox (one a day for five days) and will provide you with 21 reasons why you need to achieve top 10 rankings, as well as the latest information on:

Each mini series session can be quickly and easily be downloaded to your iPod or iPhone, or listened to from your desktop, or even burned to a CD for later reference.

As you will see, you can count on these free, no-strings-attached “bite-size” teachings to provide you with everything you need to create and maintain your successful own backlinks campaign, which will catapult your site past even your toughest competitor and into the top 10 search results.

Enroll today, the tuition is FREE!
Begin YOUR Backlinks Mini Course

Recommended Resources:

Getting Your Book Published

600 Online Article Directories

1800 Quality Link Directories

How To Create Your Own Ribbon Ads For FREE

Michael Bloch over at Taming The Beast web site has developed a free Ribbon Ad script for immediate download FOR ALL. You can set up your own eye catching Ribbon Ads in just three quick steps that even a beginner can follow.

There is also a FREE script for Hover Ads for those of you who want to use this on your own web site. Plus ‘Peel Away Ads’ which I’m not too keen on but it’s your choice if you want to purchase this for yourself.

Take a look at my quick example here on EbookLeads.

You also get a free sample of 12 Ribbon Ad designs to get your started.

Links to Ribbon Ads

Link to Popup Hover Ads

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